Philip   Curnow   Photography   provides   an   affordable   and   professional   photographic   service   in   all   of   the   UK,   Wales,   England   and Scotland,    including    RCT ,    Powys ,    Gwent ,    Glamorgan ,    Radnorshire ,    Montgomeryshire,     Shropshire ,    Herefordshire ,    Cheshire , Worcestershire ,   Gloucestershire ,   Llandrindod   Wells ,   Builth   Wells,   Rhayader,   Newtown ,   Llanidloes,   Brecon,   Knighton,   Ceredigion, Aberystwyth,   Cardiff,   Newport,   Abergavenny,   Tredegar,   Ebbw   Vale,   Pontypool,   Pontypridd,   Swansea,   Llandeilo,   Welshpool,   Cwm, Merthyr Tydfil,   Blackwood,   Snowdonia,   Libanus,   Sennybridge,   Chepstow,   Monmouth,   Caerleon,   Presteigne,   Cwmbran,   Bridgend,   Pen- y-bont,   Cardigan,   Aberhafesp,   Mumbles,   Wrexham   and   Llanfair   Caerenion.      Contact   us   via   our   “Contact   Page”,   or   telephone   us   on: 01686 688235.  If we are not here, leave a message  -  but please don’t bother if you are simply cold-call marketing ! The   services   Philip   Curnow   Photography   offers   include   Commercial   Photography,   Advertising   Photography    and   Commercial   Video Production,    Documentary    Photography,    Event    Photography ,    Photographic    Art    (Photo    Art) ,    Historic     and    Family    Photograph Restoration   and   Rescue,   Portrait ,   Sports    and   News   Coverage ,   Wedding   Photography ,   Public   Relations   Photography ,   Pregnancy Photography   and   Family   Photography.      We   also   provide   Property   Photography   for   both   Residential   and   Commercial   (Office,   Retail and   Industrial)   Buildings .   Photographic   Studio   facilities   are   available,   as   well   as   Mobile   Studio   Services   being   available   for   use   at   the clients premises.
Trading Terms and Terms of Business: Introduction These terms of business form the basis upon which we provide our goods and services to potential clients and customers and upon which potential clients and customers may purchase and pay for our goods and services.   Please read this page carefully. If you do not agree with the contents of this statement, do not  use our services, request to make a purchase from us or copy or download any image or other file from us Intellectual property rights Unless   otherwise   acknowledged   by   us,   all   proprietary   and   other   intellectual   property   rights   (including   any   copyright,   trade   mark,   design   right   and   database   rights)   in   this   website,   belong to   the   author.    No   part   of   this   website   is   Public   Domain,   nor   is   any   other   image   or   content   produced   by   Philip   Curnow   Photography   whatsoever   to   be   considered   as   public   domain.    Unless specifically   transferred   for   a   consideration   and   a   contract,   copyright   of   all   images   and   content   produced   by   Philip   Curnow   Photography   is   copyright   of   Philip   Curnow   Photography   and subject to the appropriate royalty payments. For   the   avoidance   of   doubt,   the   author   grants   to   you,   a   non-exclusive,   royalty   free   licence   to   access   this   website   from   a   single   computer   at   any   one   time,   subject   to   these   terms   of   use   for the sole purpose of viewing this website, but not to copy or download any part of this website. Private Customers and Clients:   Where   members   of   the   public   may   wish   to   purchase   individual   or   bulk   images   by   way   of   prints,   downloads,   disks   or   any   other   form   of   delivery,   they   may   do   so   by   ordering   and   paying   for the   items   by   Cash   paid   directly   to   Philip   Curnow   Photography,    Cheque   made   out   to   Philip   Curnow   Photography   or   by   use   of   a   Bank-Transfer,   Credit   or   Debit   card,   paid   through   the   website using   the   PayPal   system.    Goods   will   be   prepared   when   the   order   is   received   and   acknowledged   and   dispatched   when   the   funds   are   cleared   in   the   bank   account   of   Philip   Curnow Photography.  Please do NOT send Cash in the post. Where   members   of   the   public   wish   to   contract   for   an   Event   Photography   (Such   as   a   Wedding,   Christening   or   other   similar   event),   there   will   be   a   requirement   to   pay   a   non-refundable booking   fee   in   advance   (normally   at   least   a   month   in   advance)   with   the   balance   payable   after   the   event,   when   the   actual   photographs   are   ordered.     The   minimum   booking   fee   is   £47.00 and   larger   booking   fees   will   be   required   calculated   at   50%   of   the   estimated   cost   of   the   actual   event   photography   cost.     The   value   of   the   booking   fee   paid   will   then   be   credited   in   full against the invoiced cost of photography and prints when the job is completed. Where   Philip   Curnow   Photography   has   provided   an   event   photography   service   for   a   customer   /   client,   images   of   the   event   will   then   be   edited   and   placed   upon   a   website   for   the   customer   / client   /   other   interested   party,   to   view   and   place   their   orders.     It   is   the   responsibility   of   the   customer   /   client   to   ensure   that   they   have   access   to   a   suitable   computer   and   link   to   view   any images.    However,   if   requested   beforehand,   it   is   often   possible   for   the   images   to   be   provided   in   copyright   watermarked   form   on   a   disk   after   the   event,   where   the   customer   /   client    does not have access to a suitable computer. Refunds and Exchanges: Where   a   private   customer   /   client   has   ordered   and   paid   for   a   print   or   other   image   and   it   arrives   damaged,   we   will   replace   the   image   as   soon   as   the   damaged   item   is   returned.    Where   a private   customer   /   client   has   ordered   and   paid   for   a   print   or   image   in   error   and   wishes   to   exchange   if   for   a   different   print   or   image,   we   will   gladly   exchange   the   item   provided   that   the customer   /   client   pays   for   the   return   postage   &   package   to   us   and   the   postage   &   package   of   the   replacement   back   to   the   client   /   customer.    We   are   unable   to   offer   a   refund   /   replacement for   goods   ordered   and   supplied   other   than   as   above.     We   are   also   unable   to   offer   a   refund   of   booking   fees   made   under   any   circumstances,   unless   the   reason   for   the   cancellation   is   due   to ourselves. “Trade and Business” Customers and Clients: Where   a   Photographic,   Video   or   other   service   is   provided   to   Trade   and   Business   customers,   it   may   be   provided   on   a   credit   account   basis,   with   accounts   becoming   payable   30   days   net   after the   date   of   the   invoice.    The   invoice   shall   be   dated   on   the   date   which   the   specific   service   was   first   provided.    Payment   for   Trade   and   Business   accounts   may   be   paid   by   Cheque   made   out   to Philip   Curnow   Photography   or   by   BACS   directly   to   the   Bank   Account   of   Philip   Curnow   Photography   or   by   use   of   a   Credit   or   Debit   card,   paid   through   the   PayPal   system.     Trade   accounts   are welcome and available automatically to all local and central government departments, recognised PLC businesses and most other commercial organisations subject to status. Jurisdiction and choice of law These terms of business shall be governed by the laws of England and Wales and you shall submit to the exclusive jurisdiction of the Welsh courts. If   any   of   these   terms   are   determined   to   be   illegal,   invalid   or   otherwise   unenforceable   by   reason   of   the   laws   of   any   state   or   country   in   which   these   terms   are   intended   to   be   effective,   then to   the   extent   and   within   the   jurisdiction   in   which   that   term   is   illegal,   invalid   or   unenforceable,   it   shall   be   severed   and   deleted   from   these   terms   and   the   remaining   terms   shall   survive, remain in full force and effect and continue to be binding and enforceable.
Trading Terms and Terms of Business: Introduction These terms of business form the basis upon which we provide our goods and services to potential clients and customers and upon which potential clients and customers may purchase and pay for our goods and services.   Please read this page carefully. If you do not agree with the contents of this statement, do not  use our services, request to make a purchase from us or copy or download any image or other file from us Intellectual property rights Unless   otherwise   acknowledged   by   us,   all   proprietary   and   other   intellectual   property   rights   (including   any   copyright,   trade   mark,   design   right   and   database rights)   in   this   website,   belong   to   the   author.    No   part   of   this   website   is   Public   Domain,   nor   is   any   other   image   or   content   produced   by   Philip   Curnow   Photography whatsoever   to   be   considered   as   public   domain.    Unless   specifically   transferred   for   a   consideration   and   a   contract,   copyright   of   all   images   and   content   produced by Philip Curnow Photography is copyright of Philip Curnow Photography and subject to the appropriate royalty payments. For   the   avoidance   of   doubt,   the   author   grants   to   you,   a   non-exclusive,   royalty   free   licence   to   access   this   website   from   a   single   computer   at   any   one   time,   subject to these terms of use for the sole purpose of viewing this website, but not to copy or download any part of this website. Private Customers and Clients:   Where   members   of   the   public   may   wish   to   purchase   individual   or   bulk   images   by   way   of   prints,   downloads,   disks   or   any   other   form   of   delivery,   they   may   do   so by   ordering   and   paying   for   the   items   by   Cash   paid   directly   to   Philip   Curnow   Photography,    Cheque   made   out   to   Philip   Curnow   Photography   or   by   use   of   a   Bank- Transfer,   Credit   or   Debit   card,   paid   through   the   website   using   the   PayPal   system.    Goods   will   be   prepared   when   the   order   is   received   and   acknowledged   and dispatched when the funds are cleared in the bank account of Philip Curnow Photography.  Please do NOT send Cash in the post. Where   members   of   the   public   wish   to   contract   for   an   Event   Photography   (Such   as   a   Wedding,   Christening   or   other   similar   event),   there   will   be   a   requirement   to pay   a   non-refundable   booking   fee   in   advance   (normally   at   least   a   month   in   advance)   with   the   balance   payable   after   the   event,   when   the   actual   photographs   are ordered.     The   minimum   booking   fee   is   £47.00   and   larger   booking   fees   will   be   required   calculated   at   50%   of   the   estimated   cost   of   the   actual   event   photography cost.   The value of the booking fee paid will then be credited in full against the invoiced cost of photography and prints when the job is completed. Where   Philip   Curnow   Photography   has   provided   an   event   photography   service   for   a   customer   /   client,   images   of   the   event   will   then   be   edited   and   placed   upon   a website   for   the   customer   /   client   /   other   interested   party,   to   view   and   place   their   orders.     It   is   the   responsibility   of   the   customer   /   client   to   ensure   that   they have   access   to   a   suitable   computer   and   link   to   view   any   images.    However,   if   requested   beforehand,   it   is   often   possible   for   the   images   to   be   provided   in copyright watermarked form on a disk after the event, where the customer / client  does not have access to a suitable computer. Refunds and Exchanges: Where   a   private   customer   /   client   has   ordered   and   paid   for   a   print   or   other   image   and   it   arrives   damaged,   we   will   replace   the   image   as   soon   as   the   damaged item   is   returned.    Where   a   private   customer   /   client   has   ordered   and   paid   for   a   print   or   image   in   error   and   wishes   to   exchange   if   for   a   different   print   or   image, we   will   gladly   exchange   the   item   provided   that   the   customer   /   client   pays   for   the   return   postage   &   package   to   us   and   the   postage   &   package   of   the   replacement back   to   the   client   /   customer.    We   are   unable   to   offer   a   refund   /   replacement   for   goods   ordered   and   supplied   other   than   as   above.     We   are   also   unable   to   offer   a refund of booking fees made under any circumstances, unless the reason for the cancellation is due to ourselves. “Trade and Business” Customers and Clients: Where   a   Photographic,   Video   or   other   service   is   provided   to   Trade   and   Business   customers,   it   may   be   provided   on   a   credit   account   basis,   with   accounts   becoming payable   30   days   net   after   the   date   of   the   invoice.    The   invoice   shall   be   dated   on   the   date   which   the   specific   service   was   first   provided.    Payment   for   Trade   and Business   accounts   may   be   paid   by   Cheque   made   out   to   Philip   Curnow   Photography   or   by   BACS   directly   to   the   Bank   Account   of   Philip   Curnow   Photography   or   by use   of   a   Credit   or   Debit   card,   paid   through   the   PayPal   system.     Trade   accounts   are   welcome   and   available   automatically   to   all   local   and   central   government departments, recognised PLC businesses and most other commercial organisations subject to status. Jurisdiction and choice of law These terms of business shall be governed by the laws of England and Wales and you shall submit to the exclusive jurisdiction of the Welsh courts. If   any   of   these   terms   are   determined   to   be   illegal,   invalid   or   otherwise   unenforceable   by   reason   of   the   laws   of   any   state   or   country   in   which   these   terms   are intended   to   be   effective,   then   to   the   extent   and   within   the   jurisdiction   in   which   that   term   is   illegal,   invalid   or   unenforceable,   it   shall   be   severed   and   deleted from these terms and the remaining terms shall survive, remain in full force and effect and continue to be binding and enforceable.
Philip   Curnow   Photography   provides   an   affordable   and   professional   photographic   service   in   all   of   the   UK,   Wales,   England and    Scotland,    including    RCT ,    Powys ,    Gwent ,    Glamorgan ,    Radnorshire ,    Montgomeryshire ,    Shropshire ,    Herefordshire , Cheshire ,    Worcestershire ,    Gloucestershire ,    Llandrindod    Wells ,    Builth    Wells,    Rhayader,    Newtown ,    Llanidloes,    Brecon, Knighton,   Ceredigion,   Aberystwyth,   Cardiff,   Newport,   Abergavenny,   Tredegar,   Ebbw   Vale,   Pontypool,   Pontypridd,   Swansea, Llandeilo,   Welshpool,   Cwm,   Merthyr   Tydfil,   Blackwood,   Snowdonia,   Libanus,   Sennybridge,   Chepstow,   Monmouth,   Caerleon, Presteigne,   Cwmbran,   Bridgend,   Pen-y-bont,   Cardigan,   Aberhafesp,   Mumbles,   Wrexham   and   Llanfair   Caerenion.      Contact   us via   our   “Contact   Page”,   or   telephone   us   on:   01686   688235.      If   we   are   not   here,   leave   a   message      -      but   please   don’t   bother   if you are simply cold-call marketing ! The   services   Philip   Curnow   Photography   offers   include   Commercial   Photography, Advertising   Photography    and   Commercial Video    Production,    Documentary    Photography,    Event    Photography ,    Photographic    Art    (Photo    Art) ,    Historic     and    Family Photograph    Restoration    and    Rescue,    Portrait ,    Sports     and    News    Coverage ,    Wedding    Photography ,    Public    Relations Photography ,   Pregnancy   Photography   and   Family   Photography.      We   also   provide   Property   Photography   for   both   Residential and   Commercial   (Office,   Retail   and   Industrial)   Buildings .   Photographic   Studio   facilities   are   available,   as   well   as   Mobile   Studio Services being available for use at the clients premises.
Trading Terms and Terms of Business: Introduction These terms of business form the basis upon which we provide our goods and services to potential clients and customers and upon which potential clients and customers may purchase and pay for our goods and services.   Please read this page carefully. If you do not agree with the contents of this statement, do not  use our services, request to make a purchase from us or copy or download any image or other file from us Intellectual property rights Unless   otherwise   acknowledged   by   us,   all   proprietary   and   other   intellectual   property   rights (including   any   copyright,   trade   mark,   design   right   and   database   rights)   in   this   website,   belong to   the   author.    No   part   of   this   website   is   Public   Domain,   nor   is   any   other   image   or   content produced    by    Philip    Curnow    Photography    whatsoever    to    be    considered    as    public    domain.  Unless   specifically   transferred   for   a   consideration   and   a   contract,   copyright   of   all   images   and content   produced   by   Philip   Curnow   Photography   is   copyright   of   Philip   Curnow   Photography and subject to the appropriate royalty payments. For   the   avoidance   of   doubt,   the   author   grants   to   you,   a   non-exclusive,   royalty   free   licence   to access   this   website   from   a   single   computer   at   any   one   time,   subject   to   these   terms   of   use   for the sole purpose of viewing this website, but not to copy or download any part of this website. Private Customers and Clients:   Where   members   of   the   public   may   wish   to   purchase   individual   or   bulk   images   by   way   of prints,   downloads,   disks   or   any   other   form   of   delivery,   they   may   do   so   by   ordering   and   paying for   the   items   by   Cash   paid   directly   to   Philip   Curnow   Photography,    Cheque   made   out   to   Philip Curnow   Photography   or   by   use   of   a   Bank-Transfer,   Credit   or   Debit   card,   paid   through   the website   using   the   PayPal   system.    Goods   will   be   prepared   when   the   order   is   received   and acknowledged    and    dispatched    when    the    funds    are    cleared    in    the    bank    account    of    Philip Curnow Photography.  Please do NOT send Cash in the post. Where   members   of   the   public   wish   to   contract   for   an   Event   Photography   (Such   as   a   Wedding, Christening   or   other   similar   event),   there   will   be   a   requirement   to   pay   a   non-refundable booking   fee   in   advance   (normally   at   least   a   month   in   advance)   with   the   balance   payable   after the   event,   when   the   actual   photographs   are   ordered.     The   minimum   booking   fee   is   £47.00   and larger   booking   fees   will   be   required   calculated   at   50%   of   the   estimated   cost   of   the   actual event    photography    cost.      The    value    of    the    booking    fee    paid    will    then    be    credited    in    full against the invoiced cost of photography and prints when the job is completed. Where   Philip   Curnow   Photography   has   provided   an   event   photography   service   for   a   customer /   client,   images   of   the   event   will   then   be   edited   and   placed   upon   a   website   for   the   customer   / client   /   other   interested   party,   to   view   and   place   their   orders.     It   is   the   responsibility   of   the customer   /   client   to   ensure   that   they   have   access   to   a   suitable   computer   and   link   to   view   any images.    However,   if   requested   beforehand,   it   is   often   possible   for   the   images   to   be   provided in   copyright   watermarked   form   on   a   disk   after   the   event,   where   the   customer   /   client    does not have access to a suitable computer. Refunds and Exchanges: Where   a   private   customer   /   client   has   ordered   and   paid   for   a   print   or   other   image   and   it arrives   damaged,   we   will   replace   the   image   as   soon   as   the   damaged   item   is   returned.    Where   a private   customer   /   client   has   ordered   and   paid   for   a   print   or   image   in   error   and   wishes   to exchange   if   for   a   different   print   or   image,   we   will   gladly   exchange   the   item   provided   that   the customer   /   client   pays   for   the   return   postage   &   package   to   us   and   the   postage   &   package   of the   replacement   back   to   the   client   /   customer.    We   are   unable   to   offer   a   refund   /   replacement for   goods   ordered   and   supplied   other   than   as   above.     We   are   also   unable   to   offer   a   refund   of booking   fees   made   under   any   circumstances,   unless   the   reason   for   the   cancellation   is   due   to ourselves. “Trade and Business” Customers and Clients: Where   a   Photographic,   Video   or   other   service   is   provided   to   Trade   and   Business   customers,   it may   be   provided   on   a   credit   account   basis,   with   accounts   becoming   payable   30   days   net   after the   date   of   the   invoice.    The   invoice   shall   be   dated   on   the   date   which   the   specific   service   was first   provided.    Payment   for   Trade   and   Business   accounts   may   be   paid   by   Cheque   made   out   to Philip    Curnow    Photography    or    by    BACS    directly    to    the    Bank    Account    of    Philip    Curnow Photography   or   by   use   of   a   Credit   or   Debit   card,   paid   through   the   PayPal   system.     Trade accounts    are    welcome    and    available    automatically    to    all    local    and    central    government departments,   recognised   PLC   businesses   and   most   other   commercial   organisations   subject   to status. Jurisdiction and choice of law These   terms   of   business   shall   be   governed   by   the   laws   of   England   and   Wales   and   you   shall submit to the exclusive jurisdiction of the Welsh courts. If   any   of   these   terms   are   determined   to   be   illegal,   invalid   or   otherwise   unenforceable   by reason   of   the   laws   of   any   state   or   country   in   which   these   terms   are   intended   to   be   effective, then    to    the    extent    and    within    the    jurisdiction    in    which    that    term    is    illegal,    invalid    or unenforceable,   it   shall   be   severed   and   deleted   from   these   terms   and   the   remaining   terms shall survive, remain in full force and effect and continue to be binding and enforceable.
Philip   Curnow   Photography   provides   an   affordable   and   professional   photographic   service   in   all   of   the   UK,   Wales,   England   and   Scotland,   including   RCT , Powys ,   Gwent,    Glamorgan ,   Radnorshire ,   Montgomeryshire ,   Shropshire ,   Herefordshire ,   Cheshire ,   Worcestershire ,   Gloucestershire ,   Llandrindod   Wells , Builth   Wells,   Rhayader,   Newtown ,   Llanidloes,   Brecon,   Knighton,   Ceredigion, Aberystwyth,   Cardiff,   Newport, Abergavenny, Tredegar,   Ebbw   Vale,   Pontypool, Pontypridd,    Swansea,    Llandeilo,    Welshpool,    Cwm,    Merthyr   Tydfil,    Blackwood,    Snowdonia,    Libanus,    Sennybridge,    Chepstow,    Monmouth,    Caerleon, Presteigne,   Cwmbran,   Bridgend,   Pen-y-bont,   Cardigan,   Aberhafesp,   Mumbles,   Wrexham   and   Llanfair   Caerenion.      Contact   us   via   our   “Contact   Page”,   or telephone us on: 01686 688235.  If we are not here, leave a message  -  but please don’t bother if you are simply cold-call marketing ! The    services    Philip    Curnow    Photography    offers    include    Commercial    Photography,    Advertising    Photography     and    Commercial    Video    Production, Documentary   Photography,   Event   Photography ,   Photographic   Art   (Photo   Art) ,   Historic    and   Family   Photograph   Restoration   and   Rescue,   Portrait ,   Sports   and   News   Coverage ,   Wedding   Photography ,   Public   Relations   Photography ,   Pregnancy   Photography   and   Family   Photography.      We   also   provide   Property Photography   for   both   Residential   and   Commercial   (Office,   Retail   and   Industrial)   Buildings .   Photographic   Studio   facilities   are   available,   as   well   as   Mobile Studio Services being available for use at the clients premises.
Trading Terms and Terms of Business: Introduction These terms of business form the basis upon which we provide our goods and services to potential clients and customers and upon which potential clients and customers may purchase and pay for our goods and services.   Please read this page carefully. If you do not agree with the contents of this statement, do not  use our services, request to make a purchase from us or copy or download any image or other file from us Intellectual property rights Unless   otherwise   acknowledged   by   us,   all   proprietary   and   other   intellectual   property   rights   (including   any   copyright,   trade   mark,   design   right   and   database   rights)   in   this   website,   belong to   the   author.    No   part   of   this   website   is   Public   Domain,   nor   is   any   other   image   or   content   produced   by   Philip   Curnow   Photography   whatsoever   to   be   considered   as   public   domain.    Unless specifically   transferred   for   a   consideration   and   a   contract,   copyright   of   all   images   and   content   produced   by   Philip   Curnow   Photography   is   copyright   of   Philip   Curnow   Photography   and subject to the appropriate royalty payments. For   the   avoidance   of   doubt,   the   author   grants   to   you,   a   non-exclusive,   royalty   free   licence   to   access   this   website   from   a   single   computer   at   any   one   time,   subject   to   these   terms   of   use   for the sole purpose of viewing this website, but not to copy or download any part of this website. Private Customers and Clients:   Where   members   of   the   public   may   wish   to   purchase   individual   or   bulk   images   by   way   of   prints,   downloads,   disks   or   any   other   form   of   delivery,   they   may   do   so   by   ordering   and   paying   for the   items   by   Cash   paid   directly   to   Philip   Curnow   Photography,    Cheque   made   out   to   Philip   Curnow   Photography   or   by   use   of   a   Bank-Transfer,   Credit   or   Debit   card,   paid   through   the   website using   the   PayPal   system.    Goods   will   be   prepared   when   the   order   is   received   and   acknowledged   and   dispatched   when   the   funds   are   cleared   in   the   bank   account   of   Philip   Curnow Photography.  Please do NOT send Cash in the post. Where   members   of   the   public   wish   to   contract   for   an   Event   Photography   (Such   as   a   Wedding,   Christening   or   other   similar   event),   there   will   be   a   requirement   to   pay   a   non-refundable booking   fee   in   advance   (normally   at   least   a   month   in   advance)   with   the   balance   payable   after   the   event,   when   the   actual   photographs   are   ordered.     The   minimum   booking   fee   is   £47.00 and   larger   booking   fees   will   be   required   calculated   at   50%   of   the   estimated   cost   of   the   actual   event   photography   cost.     The   value   of   the   booking   fee   paid   will   then   be   credited   in   full against the invoiced cost of photography and prints when the job is completed. Where   Philip   Curnow   Photography   has   provided   an   event   photography   service   for   a   customer   /   client,   images   of   the   event   will   then   be   edited   and   placed   upon   a   website   for   the   customer   / client   /   other   interested   party,   to   view   and   place   their   orders.     It   is   the   responsibility   of   the   customer   /   client   to   ensure   that   they   have   access   to   a   suitable   computer   and   link   to   view   any images.    However,   if   requested   beforehand,   it   is   often   possible   for   the   images   to   be   provided   in   copyright   watermarked   form   on   a   disk   after   the   event,   where   the   customer   /   client    does not have access to a suitable computer. Refunds and Exchanges: Where   a   private   customer   /   client   has   ordered   and   paid   for   a   print   or   other   image   and   it   arrives   damaged,   we   will   replace   the   image   as   soon   as   the   damaged   item   is   returned.    Where   a private   customer   /   client   has   ordered   and   paid   for   a   print   or   image   in   error   and   wishes   to   exchange   if   for   a   different   print   or   image,   we   will   gladly   exchange   the   item   provided   that   the customer   /   client   pays   for   the   return   postage   &   package   to   us   and   the   postage   &   package   of   the   replacement   back   to   the   client   /   customer.    We   are   unable   to   offer   a   refund   /   replacement for   goods   ordered   and   supplied   other   than   as   above.     We   are   also   unable   to   offer   a   refund   of   booking   fees   made   under   any   circumstances,   unless   the   reason   for   the   cancellation   is   due   to ourselves. “Trade and Business” Customers and Clients: Where   a   Photographic,   Video   or   other   service   is   provided   to   Trade   and   Business   customers,   it   may   be   provided   on   a   credit   account   basis,   with   accounts   becoming   payable   30   days   net   after the   date   of   the   invoice.    The   invoice   shall   be   dated   on   the   date   which   the   specific   service   was   first   provided.    Payment   for   Trade   and   Business   accounts   may   be   paid   by   Cheque   made   out   to Philip   Curnow   Photography   or   by   BACS   directly   to   the   Bank   Account   of   Philip   Curnow   Photography   or   by   use   of   a   Credit   or   Debit   card,   paid   through   the   PayPal   system.     Trade   accounts   are welcome and available automatically to all local and central government departments, recognised PLC businesses and most other commercial organisations subject to status. Jurisdiction and choice of law These terms of business shall be governed by the laws of England and Wales and you shall submit to the exclusive jurisdiction of the Welsh courts. If   any   of   these   terms   are   determined   to   be   illegal,   invalid   or   otherwise   unenforceable   by   reason   of   the   laws   of   any   state   or   country   in   which   these   terms   are   intended   to   be   effective,   then to   the   extent   and   within   the   jurisdiction   in   which   that   term   is   illegal,   invalid   or   unenforceable,   it   shall   be   severed   and   deleted   from   these   terms   and   the   remaining   terms   shall   survive, remain in full force and effect and continue to be binding and enforceable.